Disclaimer

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING OR ACCESSING THIS WEBSITE ("THIS SITE"). BY USING OR ACCESSING THIS SITE, YOU ARE AGREEING TO THE TERMS OF USE LISTED BELOW. IF YOU DO NOT AGREE TO THE TERMS BELOW, PLEASE DO NOT USE OR ACCESS THIS SITE.

The information on this website is provided for your personal use only. The information provided is not commercial, financial, investment, accounting, tax or legal advice and should not be regarded as such. The resale, distribution or public display or use in any form or manner of the information is prohibited.

The information provided is of general nature only does not take into account your specific objectives, needs and financial situation. The information may not be appropriate to your individual needs. You should seek advice from your financial adviser before making any financial decisions.

The performance of this website and all information contained within, or accessed from the website are provided to you without warranties of any kind whatsoever, including any implied warranties or warranties of merchantability, fitness for a particular purpose or non-infringement of the rights of third parties. YES Financial Berhad shall not be responsible or held liable for any problems or technical malfunction of any telephone network or computer line systems, servers, internet, access providers, computer equipment, or software, including any injury or damage to your hardware or another person’s hardware or software, as a result of using this website.

By visiting the website, you acknowledge and agree that any reliance on or use of the information available on this website shall be entirely at your own risk. In no event will YES Financial Berhad nor any of its data providers be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of this website.

The information and descriptions about your insurance information contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to your insurance policies issued by the respective insurance companies, which you have purchased your insurance policies; and it is provided solely for general informational purposes. You have to refer to the actual insurance policy contract(s) for the exact terms, exclusions and conditions of the policy. Insurance products are obligations of the insurance companies. They are not deposits or other obligations of, or guaranteed or insured by YES Financial Berhad. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Insurance Policy.

Investments in the unit trusts, investment linked policies and/or any approved and regulated investment vehicles are not deposits or other obligations of, or guaranteed or insured by YES Financial Berhad, or any other fund house or fund manager or their affiliates referred to in this Site and are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not the indicator of future performance. The value of the investment portfolio and the income from them may fall as well as rise. All applications for unit trusts, investment linked policies and/or approved and regulated investment vehicles must be made on the application form accompanying the prospectus. Investors should read the prospectus for details.

Any advice or recommendation in the Site has been made on a general basis without taking into account or considering the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. Any reliance on such advice or recommendation is entirely at your own risk. IN ALL CASES, YOU SHOULD ALWAYS SEEK THE ADVICE OF PROFESSIONAL ADVISERS REGARDING THE EVALUATION OF ANY PRODUCT, INSURANCE, UNIT TRUST OR OTHER FINANCIAL INSTRUMENT, ADVICE, OPINION OR ANY OTHER CONTENT.

YES Financial Berhad reserves the right, as its sole direction, to, modify, disable and discontinue temporarily or permanently, any part or this entire website. We may alter or withdraw any information contained in this website, without liability or notice to you.

By visiting the website, you acknowledge and agree that any reliance on or use of the information available on this website shall be entirely at your own risk. In no event will YES Financial Berhad nor any of its data providers be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of this website.

SUBMISSION OF INFORMATION

By providing information (such as feedback, data, answers, questions, comments, suggestions, plans or ideas) to YES Financial Berhad, you agree that such information shall be non-confidential and that YES Financial Berhad shall have unlimited rights to use, distribute, reproduce, and disclose such information worldwide as YES Financial Berhad deems appropriate, without compensation or acknowledgement of its source. YES Financial Berhad shall be free to use any ideas, concepts, know-how or techniques contained in information which you provide to YES Financial Berhad through this Site, including but not limited to developing, manufacturing, and marketing products or services incorporating or otherwise based on such information.